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More on Mortgages:
Frequently Asked Questions




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Click to see full rates table
  Rate* Points* APR*
ADJUSTABLE RATE (ARM)
10/1
7/1
5/1
CONVENTIONAL FIXED RATE
30yr
15yr
*Full Rate Table & Details of Terms
  Rates(%)* Points APR(%)* Monthly Payment*
Adjustable Rates
10/1
10/1 ARM Interest Only
7/1
5/1
3/1
3/1 ARM 10yr Interest Only
5/1 ARM 10yr Interest Only
7/1 ARM 10yr Interest Only
Fixed Rates
40yr
30yr
25yr
20 yr
15yr
10yr


These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Explanation of Terms

*APR and Monthly Payment

The APR and Monthly Payment calculation is based on a loan amount of $130,000.00 for the purchase of an owner occupied, with 75% Loan-to-Value (LTV), closing costs of $1,300.00 plus points shown, 15 days of prepaid interest and a 60-day lock. The APR shown for Adjustable Rate Mortgages (ARMs) may be increased or decreased after consummation.

*Current rates

Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary.

Payment Stream Information



  Rates(%)* Points* APR(%) Monthly Payment*
Adjustable Rates
10/1 Jumbo ARM Interest Only
7/1 Jumbo LIBOR ARM
5/1 Jumbo LIBOR ARM
3/1 Jumbo LIBOR ARM
7/1 Jumbo LIBOR ARM 10 yr Interest Only
5/1 Jumbo LIBOR ARM 10 yr Interest Only
3/1 Jumbo LIBOR ARM 10 yr Interest Only
Fixed Rates
30 yr Jumbo Fixed
20 yr Jumbo Fixed
15 yr Jumbo Fixed
30 yr Fixed P&I Jumbo
15 yr Fixed P&I Jumbo
10 yr Fixed P&I Jumbo


These payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Explanation of Terms

*APR and Monthly Payment

The APR and Monthly Payment calculation is based on a loan amount of $505,000.00 for the purchase of a owner occupied, with 80% Loan-to-Value (LTV), closing costs of $1,300.00 plus points shown, 15 days of prepaid interest and a 60-day lock. The APR shown for Adjustable Rate Mortgages (ARMs) may be increased or decreased after consummation.

*Current rates

Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary.

Payment Stream Information



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